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Carbon Monoxide, Silent Killer
July 17th, 2008 10:21 AM
Carbon Monoxide can be a silent killer.  We all know that.  But recently two young women lost their lives in a very unusual situation involving carbon monoxide poisoning.  One young couple was helping another couple to "fix up" a home they had purchased.  Due to some water problems in the basement and the lack of electricity, they used a gas generator to provide the necessary electricity to remove the unwanted water.  Although all the details are yet unknown, the generator had been working in the lower level over night.  Upon entering the basement, both of the young women were immediately overtaken by the carbon monoxide fumes produced from the generator. Their husbands, working outside, did not immediately find the women who had been rendered unconscious by the fumes.  Both young women lost their lives due to the high concentration of the fumes.  Never ever use a generator in an enclosed space.  Enough said.

Posted by Donna Boylan on July 17th, 2008 10:21 AMPost a Comment (0)

What about the Children?
July 31st, 2008 12:49 PM

So what about the Children? 

Children today seem to be victims of so many issues over which they have no control whatsoever. And yet they, according the the prescription of life, continue to grow up and become whatever they become.  But what determines the important aspects of their time?  During the school year children have little option but to attend their hours of schooling.  Most children start school in the morning and return home in the afternoon. Depending on the time of year, there is still some discretionary time left in their day to get outside and enjoy some physical activity.

Again, depending on their age, some of them might be active in other organized programs such as clubs and/or sports.  Still others, and this depends more on the parents than anything else, may have only their home time to spend after school.  Whether or not a parent is home after the schooling hours has something to do with how that time is spent.  With parents home, the children might have a snack and work on homework or practice a musical instrument or just play....either outside or on the computer or with computer games.  With a parent not at home, due to work or whatever, the child might engage in similar activities.

Parents of younger children generally keep close tabs on their little ones more than those of older children.  Since children over age 12 can be left alone without parental supervision for longer periods of time after school, the activities of those children might become a bit different.  According to my sources---neighborhood kids--this is generally the time kids get into mischief.  That mischief can take many forms, but the one most disconcerting to me was the experimentation with the family alcohol stash, which generally is unlocked and unmonitored.  The cigarette experimentation can also take place at this time, but generally does not take place at home as access to cigarettes and other tobacco enties

All summer long Children have "home" time. How that time is filled again depends on the adults in charge. In my area, children still seem to flock together, play games in yards, share dolls and other toys such as Webkinz,stay overnight at each other's homes and in general, have a very open play time.  Some children might have a bit more scheduled agenda with swimming lessons and summer Bible School, plus the usual family vacation to the beach or mountains for a week or two. But what actually happens during the daytime with these children each and every day of the summer?

With little doubt, most of them are not applying their nearly three months of out of school time to improving themselves to enter the next grade.  Is it really any wonder our schools trail behind other countries in student learning? There is irrefutable research that children lose a great deal of their learning over the summer, requiring much review on their return in the fall.  Would it not be much better for all concerned if there were year around school with frequent breaks for vacation time?  With only two week breaks, children would retain a great deal more of what they learn, have time to take vacations with their families at different times of the year, have built-in times for remediation and/or excelleration programs and not be left idle and bored or usurped by mindless television and/or video games.

This is not to say children do not need time just to play and be themselves, but a rationing of this time would make a great deal more sense and be much more productive for all concerned. Except, maybe for the summertime children amusement parks, that is.  On the other hand, with frequent breaks in the schooling schedule and possible shorter hours of learning in the summer, or even possible "shifts" for schooling, even that industry would possibly see benefits. 

If we could all cooperate in dispelling the agrarian calendar in favor of a more modern consideration of a calendar we could provide better child care, observance and performance on the part of all.  It might even make that time that parents plan to spend with their children much more affirmative.


Posted by Donna Boylan on July 31st, 2008 12:49 PMPost a Comment (0)

Mortgages getting Harder to get?
July 4th, 2008 10:35 AM
Obtaining a mortgage to buy that home is a little like riding the scrambler at an amusement park.  The industry went one direction, then suddenly, and with a bit of a jerk, started another direction.  Things then changed again suddenly and then, you guessed it, back it went the other way.  Right now it is possible to get a mortgage, but the credit score will need to be respectable and a regular pay stub will be required as well.  Add to that at least a 2 to 3 % down payment and chances are, you will qualify for a mortgage.  Recently, however, I have had a number of clients told by lenders that they needed to rent or lease for at least one more year before being qualified to purchase a home with a mortgage.  Call them conservative lenders or whatever, but money is definitely not flowing as readily as it did just a few short months ago.  Then entire industry is reeling from some of the rampant lending of the last two years.  Now the foreclosure rates have risen to unacceptable levels and housing is taking a major hit.  When will it end?  Hard to predict.  Some of the "watchers" say as much as a year and a half until things start to "even out" to a semblance of normalcy.  We'll just have to wait and see. 

Posted by Donna Boylan on July 4th, 2008 10:35 AMPost a Comment (0)

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Donna Boylan, Keller Williams Consultants Realty 5400 Frantz Rd. Suite 100 Dublin, OH 43016
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