
	Finding the right home at the right price is just one aspect of a home sale or purchase. Donna Boylan, Keller Williams Consultants Realty is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (614) 578-8513 if your needs include a professional REALTOR^® experienced in the business side of buying and selling.

Closing costs you should expect

There are certain normal expenses related to closing the sale of a house. These fees are often divided between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Ohio to help guide you through the deal.

Closing costs that are loan-related (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the highest sales price, but I'll also campaign for lower closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a home in Franklin County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not surprised when you show up at closing time. I'll be willing to go over the GFE with you, answering your questions and highlighting any estimates that seem questionable.