My New Blog

To Be or not to Buy
June 27th, 2009 12:38 PM
The proverbial question....well, at least a variation of the to be or not to be.  Right now is a great time to buy if you don't have another home to sell.  Rates are at an all time low---or just above an all time low, an incentive is supported for first time home buyers with a hefty $8,000 tax credit and the inventory of homes is still high.  If you have a home to sell, depending on the location, condition and price, it still can be a good time to place it on the market.  Of the three main determining factors: Location, Condition and Price, for obvious reasons, price is the biggest factor.  If priced well in a market, it will sell within the usual number of days.  If prices very well, then the days will be less.  But right now, buying, with no home to sell as a first time home buyer is without a doubt a good time!  I can help!

Posted by Donna Boylan on June 27th, 2009 12:38 PMPost a Comment (0)

Just Listed! 8488 Lazelle Village Drive Lewis Center, OH 43035
June 11th, 2009 12:20 PM
Header
Header_2
Listings Photo
$199,000.00
8488 Lazelle Village Drive

Lewis Center, OH 43035



Beds: 3.0 Rooms: 8
Baths: 2.00 Sq. Ft.: 2261.00
Garage: 0 Built: 1999
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Donna Boylan
Donna Boylan, Keller Williams Consultants Realty
6145788513
www.donnaboylan.com



 
  Visit this listing at Here

Posted by Donna Boylan on June 11th, 2009 12:20 PMPost a Comment (0)

What about the Children?
July 31st, 2008 12:49 PM

So what about the Children? 

Children today seem to be victims of so many issues over which they have no control whatsoever. And yet they, according the the prescription of life, continue to grow up and become whatever they become.  But what determines the important aspects of their time?  During the school year children have little option but to attend their hours of schooling.  Most children start school in the morning and return home in the afternoon. Depending on the time of year, there is still some discretionary time left in their day to get outside and enjoy some physical activity.

Again, depending on their age, some of them might be active in other organized programs such as clubs and/or sports.  Still others, and this depends more on the parents than anything else, may have only their home time to spend after school.  Whether or not a parent is home after the schooling hours has something to do with how that time is spent.  With parents home, the children might have a snack and work on homework or practice a musical instrument or just play....either outside or on the computer or with computer games.  With a parent not at home, due to work or whatever, the child might engage in similar activities.

Parents of younger children generally keep close tabs on their little ones more than those of older children.  Since children over age 12 can be left alone without parental supervision for longer periods of time after school, the activities of those children might become a bit different.  According to my sources---neighborhood kids--this is generally the time kids get into mischief.  That mischief can take many forms, but the one most disconcerting to me was the experimentation with the family alcohol stash, which generally is unlocked and unmonitored.  The cigarette experimentation can also take place at this time, but generally does not take place at home as access to cigarettes and other tobacco enties

All summer long Children have "home" time. How that time is filled again depends on the adults in charge. In my area, children still seem to flock together, play games in yards, share dolls and other toys such as Webkinz,stay overnight at each other's homes and in general, have a very open play time.  Some children might have a bit more scheduled agenda with swimming lessons and summer Bible School, plus the usual family vacation to the beach or mountains for a week or two. But what actually happens during the daytime with these children each and every day of the summer?

With little doubt, most of them are not applying their nearly three months of out of school time to improving themselves to enter the next grade.  Is it really any wonder our schools trail behind other countries in student learning? There is irrefutable research that children lose a great deal of their learning over the summer, requiring much review on their return in the fall.  Would it not be much better for all concerned if there were year around school with frequent breaks for vacation time?  With only two week breaks, children would retain a great deal more of what they learn, have time to take vacations with their families at different times of the year, have built-in times for remediation and/or excelleration programs and not be left idle and bored or usurped by mindless television and/or video games.

This is not to say children do not need time just to play and be themselves, but a rationing of this time would make a great deal more sense and be much more productive for all concerned. Except, maybe for the summertime children amusement parks, that is.  On the other hand, with frequent breaks in the schooling schedule and possible shorter hours of learning in the summer, or even possible "shifts" for schooling, even that industry would possibly see benefits. 

If we could all cooperate in dispelling the agrarian calendar in favor of a more modern consideration of a calendar we could provide better child care, observance and performance on the part of all.  It might even make that time that parents plan to spend with their children much more affirmative.


Posted by Donna Boylan on July 31st, 2008 12:49 PMPost a Comment (0)

Carbon Monoxide, Silent Killer
July 17th, 2008 10:21 AM
Carbon Monoxide can be a silent killer.  We all know that.  But recently two young women lost their lives in a very unusual situation involving carbon monoxide poisoning.  One young couple was helping another couple to "fix up" a home they had purchased.  Due to some water problems in the basement and the lack of electricity, they used a gas generator to provide the necessary electricity to remove the unwanted water.  Although all the details are yet unknown, the generator had been working in the lower level over night.  Upon entering the basement, both of the young women were immediately overtaken by the carbon monoxide fumes produced from the generator. Their husbands, working outside, did not immediately find the women who had been rendered unconscious by the fumes.  Both young women lost their lives due to the high concentration of the fumes.  Never ever use a generator in an enclosed space.  Enough said.

Posted by Donna Boylan on July 17th, 2008 10:21 AMPost a Comment (0)

Mortgages getting Harder to get?
July 4th, 2008 10:35 AM
Obtaining a mortgage to buy that home is a little like riding the scrambler at an amusement park.  The industry went one direction, then suddenly, and with a bit of a jerk, started another direction.  Things then changed again suddenly and then, you guessed it, back it went the other way.  Right now it is possible to get a mortgage, but the credit score will need to be respectable and a regular pay stub will be required as well.  Add to that at least a 2 to 3 % down payment and chances are, you will qualify for a mortgage.  Recently, however, I have had a number of clients told by lenders that they needed to rent or lease for at least one more year before being qualified to purchase a home with a mortgage.  Call them conservative lenders or whatever, but money is definitely not flowing as readily as it did just a few short months ago.  Then entire industry is reeling from some of the rampant lending of the last two years.  Now the foreclosure rates have risen to unacceptable levels and housing is taking a major hit.  When will it end?  Hard to predict.  Some of the "watchers" say as much as a year and a half until things start to "even out" to a semblance of normalcy.  We'll just have to wait and see. 

Posted by Donna Boylan on July 4th, 2008 10:35 AMPost a Comment (0)

That tax levy
June 28th, 2008 7:14 PM

Okay. The schools have a levy on the ballot.  What does that mean to you?  This is one of those "beauty is in the eye of the beholder" situations. Where you stand may depend on where you sit.  Someone said that, and it makes a little bit of sense.  What are the factors involving those seemingly ever present school levies?  And how should you view them as a home owner?

First of all the part about where you stand and sit.....If you have school aged children, you are most likely very concerned about the quality of the education your children receive.  Grandparents have many times a similar concern about their grandchildren.  They only want the very best for their beautiful little charges. And yet many times parents of school-aged children are operating on pretty tight budgets and grandparents are many times on a fixed income. 

On the other hand, if you do not have children or your children are all through school, the school quality is not of as great a concern to you as perhaps that of parents or grandparents.  Of course they should be of concern to everyone to an extent, becasue after all, those children in school right now will be the ones running the businesses, hospitals and (good grief) nursing homes and eldercare facilities that we will may be frequenting in the future.  And of course, there is always that age-old argument involving the value of property.  As the schools go, so goes the community.  This may be an old adage, but it pretty much holds true. Good schools---good community support---good place to live.

Okay, so schools are important to all of us, but why those continuous levies? Schools are the vicitims of a funding fiasco in Ohio.  The method used to fund schools is incredibly complex, inefficient and inequitable.  For years the schools in Ohio have struggled to get the funding system changed.  In fact, at one point they won a lawsuit against the state to have the system changed. Yep, the Supreme Court of Ohio ordered the legislature to change the system of funding. But the legislature simply didn't respond to the order. Did anything happen?  Well, the made a few minor changes in this or that, but no substantive changes were made. 

Schools are cursed or condemned or some other unforgiveable verb which means they have no choice but to frequently return to voters to simply maintain a reasonable operating level.  How can that be?  Well, as stated earlier, the system is complex, so trying to make this understandable will be a bit obtuse, but in a nutshell, the funding is set up in such a way as to continually "roll back" funds for schools to adjust to inflation.  So, even though costs for food, books, supplies, and electricity may go up, salaries may rise, gasoline costs increase, requirements for schools increase, etc., the amount of dollars a district receives remains the same. 

It is only logical that at some point in time, a school will require additional funds and they have absolutely no other option but to get that funding through a vote.  Increases at the state level are seldom, if ever, sufficient to cover the increase in costs.

So there you have it.  Schools, just like many of its constituents, operate on nearly fixed budgets. When the costs exceed the income, money has to be obtained from some source.....or cuts will need to be made.  Some will argue some cuts are necessary.  This may or may not be true. What is clear is that our Ohio system of school funding is and has been broken for at least the last 32 years.  Until or unless some new system of funding is determined and implemented, schools will continue to be forced to place levies and issues on the ballot.

Should you vote for or against the school levy?  You have my perspective...now the choice is yours.


Posted by Donna Boylan on June 28th, 2008 7:14 PMPost a Comment (0)

Just Listed! 8669 Lazelle Commons Drive Lewis Center, OH 43035
June 26th, 2008 11:06 AM
Header
Header_2
Listings Photo
$157,578.00
8669 Lazelle Commons Drive

Lewis Center, OH 43035



Beds: 0 Rooms: 0
Baths: 0 Sq. Ft.: 0
Garage: 0 Built: 0
 

This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Donna Boylan
Donna Boylan, Real Living HER
6145788513
www.donnaboylan.com



 
  Visit this listing at Here

Posted by Donna Boylan on June 26th, 2008 11:06 AMPost a Comment (0)

What about a Basement?
June 26th, 2008 10:09 AM

Seems everyone you talk to has a different opinion about basements.  One person said no matter how you cut it, it is still a hole in the ground.  In Ohio it is becoming ever more popular to "finish" off the basement into a liveable area. 

Some finish off basements for the children so they will have a good place to store all those toys, mini homes, dolls, cars, etc. and to play with them.  Seems logical.  Others finish off the basement so the teens will have a place to but their technological toys, music, computers, tvs, etc., as well as have a place to meet with their friends in a safe place.  Yet others see that basement living space for a bar for adults or perhaps a great place for a pool table or perhaps a very grown up media room complete with staggered and staged reclining chairs--with cup holders of course.

Still others see the basement as a place primarily suited for storage.  Or others as a great place for a work shop, laundry, or general work area. For these, finishing off a basement is needless. 

And the storm/tornado fearing element see basements as yet a haven of safety. Weather broadcasters recommend people find the lowest level in the home in the case of a possible high wind situation.  Personally, I don't remember ever going to the basement when there is a storm.  I am far too curious.  I want to watch the lightening and hear the thunder and see the hail and/or rain.  Not a good idea, and curiosity supposedly killed the cat.

Realtors long argued that finished basement area should be considered as liveable space in a house listing.  After a great deal of debate, our MLS finally decided to allow two home measurements.....one determined as space above grade as indicated by the auditor....and space that is actually considered finished for living....as in a finished basement.  There is still debate about egress and walk-out and windowless basements. 

All the reasons to spend time in a basement are probably totally legitimate, but I do not like basements. The idea of a very efficient under-ground home totally turns me off.  I like the sunshine and open areas, and windows...all those more or less inefficient (energy-wise) types of things. But basements are not my favorite place, no matter how beautifully it is finished.  I must agree with those who think it is a hole in the ground. Ha.


Posted by Donna Boylan on June 26th, 2008 10:09 AMPost a Comment (0)

Filter Maintenance
June 19th, 2008 9:54 AM
Whether it is summer or winter, checking your air filter is very important. When the filter gets a build-up of dirt (on the outside coils) and those coils get wet the conditions are just right for mold spores.  These spores can get blown all over your home.  Individuals with allergies will suffer and not know why. Also, if left unchecked, a build up of dirt on the air filter can cause the entire system to break down.  Make sure the air filters are clean and free of dirt and change the filters on the inside of your air exchanger according to the filter instructions.  The hepa filters usually indicate the need to change every three months. Regular "blue" filters, however, should be changed monthly.  Then we can all breathe easier!

Posted by Donna Boylan on June 19th, 2008 9:54 AMPost a Comment (0)

Just Listed! 8488 Lazelle Village Drive Lewis Center, OH 43035
June 18th, 2008 2:23 PM
Header
Header_2
Listings Photo
$192,578.00
8488 Lazelle Village Drive

Lewis Center, OH 43035



Beds: 3.0 Rooms: 3
Baths: 2.00 Sq. Ft.: 2261.00
Garage: 2.0 Built: 1999
 

Location! Warm feeling---open areas, skylights, fireplace, loft, bonus room, two full baths, first floor master and utilities, oversized two car garage. Just beautiful!
This is a new listing that
I thought you might be
interested in. Visit this
listing online to see more
photos of the property,
Google Earth satellite
images, and much more.
 

If you have any questions
about this property or
require more information,
please feel free to call.

Donna Boylan
Donna Boylan, Real Living HER
6145788513
www.donnaboylan.com



 
  Visit this listing at Here

Posted by Donna Boylan on June 18th, 2008 2:23 PMPost a Comment (0)

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Donna Boylan, Keller Williams Consultants Realty 5400 Frantz Rd. Suite 100 Dublin, OH 43016
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